Debt Consolidation Tips
debt consolidation information
What are the best debt consolidation programs?
I have six credit cards to pay off, and I would like to have it all in one monthly payment. Do you have recommendations for any good debt consolidation programs?I owe about $4000 in debt.
Has anyone done debt consolidation/relief that has been successful in IL?
I am looking into some sort of debt relief that is not bankruptcy. My credit score is pretty good and I don't want to destroy it. Has anyone done debt consolidation that was successful??? If so can you tell me who you used and if it was expensive? I live in Illinois. Thank you.
Has anyone ever used a debt consolidation company?
Looking for real info from real people on one of these companies. I am in severe credit card debt and my job has just cut my hours in almost half so i no longer have a handle on my loans i am desperate but am trying not to file for bankruptcy. Can anyone who has experience give me any info on any of the debt consolidation companies. Are they legit? Will my spouses be effected at all? I have a mortgage on my house and am paying off my car, will they be affected at all?
What is a good place to go to for debt consolidation?
Instead of paying 10 different bills I'd rather just pay one. Are there any good places for credit consolidation?
Do I qualify for debt consolidation if I only have $2800 credit card debt?
Hi, Do I qualify for debt consolidation if I only have $2800 credit card debt? One card is $2000 the other one got $800. I can control on my spending after I got this program. Any replies will appreciate. Thanks.
How does debt consolidation work?
Do I get all of my past due payments and give it to a bank and take out a loan for the amount? What are the pros and cons of doing this? Would it affect my credit score?
Which is the best to do file for bankruptcy or debt consolidation?
Which one would be better on my credit. I know neither is good but we have to do something. I really need help. And which ever is better what is the best one to go for.
Can u do debt consolidation when your in collections?
How does debt consolidation work?
Does a company pay off all a person's debt and then the debtor then only has 1 creditor to pay off at a fixed interest rate instead of several? What are some good debt consolidation companies?Pro's and con's of using a debt consolidation company?
I need a debt consolidation loan, where is the best place to get one?
I am in debt but i don't make enough to pay back these debt collectors. I just want one loan to wipe out all or most of my debt so I can make one payment a month. I have tried everything else
I have $14,000 worth of debt on my credit maybe less,im trying to get some kind of debt consolidation loan but?
Trying to get a loan for my $14,000 worth of debt on my credit, my current score is a 590 and im wanting to get it to a 620 so i can apply for a home loan. alot of stuff on my credit is from 2006 2007, i have tried to get a loan from my credit union to pay off my debt but they told me that do to so much none payments on my credit they wont approve me for a loan until i pay off, im trying to get the loan to pay off my debt, duhhhh Is their another route i can go, is their another lender that would give me the money to fix my credit? can some one help me please
Question regarding debt consolidation loan?
I currently have the following debts 3400 on credit card 6000 limit 2300 on credit card 2 2500 limit Loan 5800My credit score is currently good on experianI applied for a loan to put all the debts together as credit cards are heading into high interest rates soon and was rejected.My question is as I have so much available credit on cards could the loan company be rejecting me because if this? Would it be worth me bringing combining the credit cards onto credit card 1 and closing credit card 2 or is this pointless?Sorry if the above is not clearWhat I meant to say is are the loan company worried about giving me more funds when I have easy access to funds on my credit cards.Thanks
Question about debt consolidation?
After about 4 years i am finally about to pay off my student loans sadly i got a phone call today. RAB regional adjustment bureau would like to consolidate my loan by charging me a monthly rate and tacking an additional 18.4 % collection fee on top of the remaining amount. i explained that i have been paying every year with my tax returns and that my next return will more than cover the remaining balance and she said that they don't want to wait and that she will just recommend immediate garnishment. Now she wants me to sign a form agreeing to pay the loan collection fees and fax it to her. my question is just that is this something that i have to do by law or is my $8000 year refund payment enough? right now i owe under $3000 and would hate to chalk another $2400 to the top of it their records don't reflect this years payment yet . should i stall till next return or would that be a mistake?
Should I try Debt Consolidation?
Hi Everyone,I'm 23, university graduate and close to landing my first corporate professional job. The pay is above average for a recent graduate in Canada these days I think, over $43'000 annually. My problem is that I have about $5000 in nagging credit card debt and less than $100 in my bank account. I'm living at home, no car, bad credit score, school pretty much depleted me financially. I've sold all my other assets while living at home for the past 11 months after graduation, I've been training for this new career attending job interviews.I can see some light at the end of the tunnel but I'd like to get there smartly.Let's say I land the job Is there anyway that I can obtain $5500 $6000 within two weeks of my start date with a poor credit score? $5000 would be to pay off the credit card debt and $500 $1000 would be for professional attire and transportation expenses to my new job. Are there any services that I can look into to help me get back on my two feet?Thanks for your time,Bob