Debt Consolidation Tips
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Any banks or finance companies that provide debt consolidation loans in mumbai?
My friend is looking for something called debt consolidation loan however it seems there is no such product offered by any banks in Mumbai.if you all have any idea please let me knw the banks and finance company

What are the pros and cons of debt consolidation?


Massive debt consolidation?
I've reached the point I can't keep up with my cards the question isss if I consolidate dell and best buy are they going to try to repo the items purchased?

Anyone know the best debt consolidation company?
I am wanting to consolidate all of my debts so that it's easier as one monthly payment. What is the best place to go to? I don't want to be ripped off, if anyone has used somewhere that they could recommend please let me know Thanks

Gave verbal/recorded contract to debt consolidation,but no written. Do I have to go with them?
Did verbal recorded contract with debt. consolidation Company,no written. Do I have to sign with them now. Found better deal.

Are there any legitimate debt consolidation programs?


Anybody know about some good debt consolidation companies?


What kind of debt consolidation?
My fiance and I both work $100k gross , rent an apartment, have excellent credit and have about $90k in combined debt. We are getting married in a few months and having a low key wedding that has been paid for. We would like to start a family soon and I would like to go back to school for a degree in the medical field. We would like advice on seeking a consolidated loan to pay off all the debt and put a bit aside for the baby. Bank? Lenders? Individual? We are looking for a loan that we can pay off in 3 4 years. Thank you in advance for your time and input. Greatly appreciated.

Who has the best payday debt consolidation program?
am looking for a good company to consolidate some payday loans I have. Need a company that will negotiate with creditors right away

Does doing a debt consolidation/agreement go bad against your credit?
a friend of mine is in debt up to his eyeballs.creditors ringing him 24 7.bankruptcy is not an option.i think he's credit rating is stuffed anyway,but also what happens if he gets turned downed for consolidation agreement.what can he do.lives in australia

Debt consolidation with bad credit?
So I pretty much want to pay off ALL of my bad debts..I know my credit is trashed, but would I be eligible for a debt consolidation loan..I have a decent paying job.

Debt consolidation a positive on credit?
I have a credit card and two student loans totalling 10k. My credit is low, not poor, just low. Will getting a debt consolidation loan raise or lower my score? It will certainly help me pay the debt down quicker and I do understand the fees and collatetal, my question is, is this a positive or a negative on your fico score?

Debt consolidation calls complaint?
I'd like to complain or sue the people or company that is harassing me for debt consolidation. How would I go about this?Before you answer I live in Southern California I have perfect credit, carry no debt on credit card, have a auto loan 1 year ahead on payments company or people do not leave name, but have phone numbers which probably may not be traceable at first A recorded message plays " we have contacted you blah blah blah, we will close your account blah blah blah, or you can press one to talk to a rep who can erase your debt blah blah blah" talking to a rep simply ends with the person hanging up on me tried redialing, no use.I know I tried twice to talk to a manager or to be deleted from their list of people to bother but they hung up on me. So the very last time they called, I asked if they could please fuck off. Then they hung up. Different people calling by the way. They probably have young kids my age im 19 hustling a crappy job.Thx for the link. I'd like to find out a way to get them off my back permanently. Thank God they have not been calling me daily. They call me about once every two months.

Debt consolidation plan question?
I am thinking of getting myself sign up with Debt Management Plan with take charge of america but i am still deciding if its a good idea. I mean i know its a good thing for me when it comes to managing money and budgeting etc but will my future loan application for new home loan will prevent me from getting a home loan or getting a lower APR due to my pass debt consolidation participant? Debt consolidator do not report to credit agencies but creditors do. Im sure creditors will stop reporting as soon as i paid it all off, right? However, will mortgage loan company see it as a red flag that I was a debt consolidation participant paid full 1 or 2 years ago? will it still be in my record or credit agency? I mean im sure to keep credit in high spirit score i will apply for credit cards to use lightly so i maintain excellent credit score.lets just say, i have paid off everything in full and paid early in advance of my consolidated debt next month, will i be able to get a home loan from a mortgage loan company with excellent score with lower rates?

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