Bankruptcy Discharge Tips

Bankruptcy Discharge Tips

bankruptcy discharge information

BMW alleging my leased vehicle was never turned in after receiving bankruptcy discharge!?
I recently received a discharge from chapter 7 bankruptcy and BMW keeps calling me claiming my car lease was never turned in. I surrendered the vehicle back in November but I never got a receipt. I just drove the car up to the same dealership where I leased it from and parked it in front of the service department put the keys in the drop box and walked away. The dealership even called me the next day and confirmed they had the car. Now almost three months later after I've been discharged from my bankruptcy someone from BMW financial services keeps calling me asking me where the car is. They have even threatened to have me arrested if the car is not located. I told them the car was turned in a couple of months ago to the dealership. They called the dealership and they claim the car was never turned in. Can they legally pin this on me even though my bankruptcy has been discharged.

I have a 620 fico score, have a bankruptcy discharged march 2009, can i buy a house now?


How long after a bankruptcy discharge should you try to start establishing your credit again?
My bankruptcy Ch. 7 was just discharged a couple weeks ago. Last week my credit score jumped 22 points, though it's still considered 'very poor'. When should I start trying to establish my credit again? I was thinking when I do, it'll just be with a secured credit card. I've read that they're beneficial for trying to establish credit. Also, I'm not working anymore so I don't know if that'll make it harder for my score to go up or not? What are some steps I can take and when should I start? I know it will be a long time before I can get it to where I want it to be, if I can do that at all.

How can I improve my credit score after a bankruptcy discharge?
i had a chapter 7 discharge almost two years ago. I want to buy a house soon. How can I improve my credit score to help me with the interest rates?

My lease is up in few months. I'm about to receive bankruptcy discharge, is there a Chance I can lease car ?


How long it take to get my bankruptcy discharge paper?
i went to bankruptcy court on september 22 and everything went ok but i am wondering how long it take to get my discharge paper mt atorny said i will get it on nov 22 but is it 100 % i will get it on nov 22 and should i start building my credit now or i wait till my discharge paper arrive?

What causes a deferred bankruptcy discharge?
Chapter 7

Will filing for chapter 7 bankruptcy discharge school fees and tuition; not student loans?


When will i receive my bankruptcy discharge?


My bankruptcy discharge was 3 weeks ago and it has been 6 months since I made a payment.?
How long does it take Toyota financial services to reposses a car? It is a 2002 camry and thought it might not be big at the auction block, so they must not be in a hurry. I need it as long as possible, so I won't call to ask questions.

Buying a house with bankruptcy discharged?
My bankruptcy has been discharged for a year now, and my credit is now 631. My husband has a score of 532. 90 % of his debt is hospital bills. He has had his job for almost 3 years, and I went back to work in December after being laid off for a year. Any ideas on how to by a house, or if we can?

What comes off from a bankruptcy discharge?
Two years ago, I declared bankruptcy amidst 20,000 dollars in debt. During the process, I was given a list of the debt that would be expunged. To my knowledge, all debt that wasn't a student loan would be taken care of.Yesterday I received an e mail from my former college, who I'd recently requested transcripts from, stating that the transcripts could not be released because I owed them an outstanding balance from 2008. I was a little surprised because I'd never received a bill, and while attending, all of my tuition was covered by student loans. They claim that due to my leaving mid semester the funds were returned to my lender, making me responsible for almost $800, but still I had never received any kind of notification. I'm most confused because I had requested transcripts from this school two years ago, and I was given then with no mention of a debt being owed. They claimed I " got lucky" . My question is, would this debt be classified as " discharge able" in terms of my bankruptcy claim? Any help you guys could give would be great as I've had no luck searching the internet and the school and my attorney are unavailable until Monday. Thanks in advance

After a chapter 7 bankruptcy discharge...?
...how can a mortgage company file a relief of stay motion and continue not to speak to a client??? They are telling us to talk to our bankruptcy attorney but we have not had one in 2 years because we are OUT OF bankruptcy. Is this happening to anyone else?

How long after a bankruptcy discharge can I apply for credit to rebuild my history?
My bankruptcy is being discharged next week. I want to apply for credit to rebuild my history and hopefully buy another house in 5 7 years.How long do I need to wait to apply? Can anybody recommend any secured credit cards?

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