Credit Card Counseling Tips

credit card counseling information

Do any credit card counseling places work?

Does Non profit credit card counseling really work?
I owe about $60,000 and I only make about $2300 month net. I started to default on my credit card payments. I plan to go for a non profit credit counseling but can any one explain me how exactly they work.

How do you find a credit card counseling program?

Have you ever used a credit card counseling service/debt management service and what was your experience?

I'm being sued after going through credit card counseling service, Superior Debt.?
I paid off my debts through, Superior Debt, about 1.5 yrs ago, I am now being sued by a lawyer for one of my credit cards What do I do? I've heard that a lawyer can buy the paper and sue you for the money, which goes into their own pockets Is that true? My credit card on my credit report shows that it is charged off. What do I need to have prepared for court. How much will it cost? Any advice is appreciated thanks.

Which is a better choice, credit card counseling or filing Chapter 13?

How badly will using debt counseling/credit card counseling hurt my credit?
I am thinking about consolidating a lot of unsecured debt using a debt credit card counseling service. How will use of that sort of service affect my credit rating long term?

Looking for a non-profit organization for credit card counseling. are there any around Texas?

Where can i find help with credit cards Counseling in the Washington/metro-politon are? (Springfield/VA/DC)?
all of my crdt crds have gone to collections i spoke with one of the debt agencies company debtsolutions i think and they said they can't help anymore but the other one freedomfinancial.com is like " absolutely why not? just pay us 300 a month and we will take care of everything..thatz what we are here for..." is this optomitism the real deal or what? and plus i want to find somebody close to my home....and work with them face to face in order to avoid scam...it is freedomfinancial who is being optomistic...tell me plz anybody if you have worked with them and are they good? he said i'll be debt free in 4 yrs...etc i think thatz good but is it a scam or the real deal?i stopped using them about a yr ago...and they have all gone to collections since my husband lost his job, i had to stop the lowest monthly payment right away...some of them were as high as 500...and the lowest ofcourse 10...but now he has a job on a contract and we want to work this out....but i hope itz not too late for that...by the way please some ANSWER MY QUESTION

Credit card counselling services?
Anyone deal with any of these credit counselling services CCCAAIBCACCCSGood bad experiences? Let me know