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Debt Problems Tips
debt problems information
We are having serious debt problems. What is our best option?
We have several credit cards with high debt and high interest rates. We are paying for one student in college, a mortgage which with our income is really a low monthly payment . We find ourselves drowning and unable to meet monthly debts. Our income is around $200K yr but still find ourselves in over our heads. Also paying an ex a monthly amount as property settlement. What is our best option?
Im so stressed out and depressed....debt problems need advice and help?
Im so stressed out and depressed....debt problems need advice and help?I've been working two jobs with no financial gain insight SMH.....Ive been so busy constantly on the go has stressed me outits gets to the point my bills are getting affectedon one of my days off i sat and organized my bills and found out that i am in $1,479 in debt so far its stressing me out because i want to have good credit so bad but im a little behind afraid i might even more behind. I work at Wal mart part time and a family friend's cleaning business part time Wal mart my average a paycheck is 340 400 every two weeks and the cleaning business an average 250 280 every two weeks...neither can't or aren't willing to give more hours or pay because of the tough economy, I have no family or friend that can help either.I owe the hospital $808.03 total with $202.02 past dueI owe an collection agency for my Xray $119.20Another hospital bill is $201.00Overdraft with bank $80.00Misc bill $ 183.00Im at a lost point right now and I really lost all hope for pretty much anything...I want to get a loan to pay off all bills and just have one bill which is more organized and i can actually keep up with i don't know what to do? is there any advice serious advice?
Has anyone with debt problems tried "Consolidated Credit Counseling"??? Does it work?
I keep seeing tv commercials about it and just was curious
Help with debt problems?
Im 21 and im right around 10,000 in debt. 9 credit cards and 1 school loan. I need some advice on what the best thing to do to get my credit back up and this debt paid off. I heard you pay debt consolidation companies too much. I am trying to do this the cheapest way possible. I work a full time job and my boyfriend is laid off from his job and I have a 1 1 2 year old soo things are tight money wise...any suggestions?
Is there any way i can get out of my ex husbands debt problems?
My partner and her husband have recently recieved their divorce absolute. However, he has in the last 2 years they have been separated taken their current account into over 3000 of debt. my partner did try closing the account at the time they split, however she was told the account was in the red and untill it was in the black she could not. having spoken to her ex he said he was trying to sort it and that it will be sorted soon. He then lost his job. my partner didnt hear anthing from the bank and so she assumed that everything was ok. as it turned out he had told the bank my partners address was his mums address and therefor she was recieving no statement or correspondance. out of interest recently she called the bank about her mortgage. she informed them of her address. since which we have had letters from some third party debt collectors saying that if some sort of payment plan is not arranged soon we shall be getting a doorstep visit. we are both really worried bout it. his two children live with us, with no financial support from him. he has told the debt collectors that he is responsible for the debt but i dont think that makes any difference he has agreed a price plan of 5.00 per month. We then found out that he must increase this to 50.00 per month in the next 3 months, which we dont think he will do. nieve, yes stupid even but does anyone know how to get out of this mess without having to pay his debts for him with cash we dont have.
I have debt problems, can anyone help?
Help I am seriously in debt. I have a pretty good job, but I would say that 90 % of my income goes to bills. I do pay more than the minimum on the credit card debt and car loan, but I feel like I'm not getting anywhere. I hate to file bankruptcy. I actually don't have a bad credit score, surprisingly I hate to use a private financial organization to consolidate my loans, because I'm unmarried and I'm scared how it will ruin my credit plus the thought that you HAVE to make the payment on time. NO EXCEPTIONS. It's scary. I'm contributing to a 401K and a 5 % match through work, but I also want $ to go towards retirement. How do people do it when I hear success stories of climbing out of debt in a year? I did the math, it'll probably take me 5 years.
I have debt problems and re paying isnt an option .. how can i wright it off / go bankrupt? ?
I just want to sell my house back to the council and rent it back to solve my debt problems?
How do I address my debt problems?
My wife just had some health problems...She has had hospital stays, and we have had many incidentals to pay for. 6 months ago I had 9K in the bank and a mortgage. My credit is about 740 and hers is higher. Now, after medical bills, car breaking down, and other bills that happened all at once...we have 1K in the bank and about 7K in debt.We make very little...enough to pay $200 a month toward debt. For years we always had money in the bank and counted on our house to protect us. Now the house isn't even worth what we owe. I like to pay my bills. I want to avert financial disaster. How do I pay my debt and protect myself from another financial disaster.
Are the Citizens Advice Bureau good at helping with debt problems?
Hi I am from Southern California and my father has been having debt problems, mostly with his second mortgage.?
Hi I am from Southern California and my father has been having debt problems, mostly with his second mortgage. He recently told me that he found a lawyer on a radio station that has promised to get rid of all his debts. All the lawyer asks for is $2000 now and another $2000 later this plus a number of different fees such as home evaluation fee over $300 plus $250 per visit and court appearance . To be honest this guy seems a bit shady to me, he says he is just starting and that his office is empty looking because he just moved to this building. He has promised my father that in three years he will be debt free and that even though my father owes $20,000 in credit cards plus the mortgage, that he will not pay more than $400 a month and thus he will have a lot of money left over to spend as he pleases. He has also told him to immediatelly stop paying everything, regardless of my father's situation. The guy defined bankruptcy as practically total debt forgiveness and just a simple way to start fresh. I am not sure bankruptcy is the way to go for my father he can afford his credit card debts and his first mortgage and is only really having troubles with the second mortgage of about $40,000. This lawyer said If what I promise you sounds too good to be true it s only because you people are ill informed. He has promised debt forgiveness and more cash I have a gut feeling that this guy is not well intentioned...
Do Private Banks and there compounding interest have to do with our debt problems?
My friend thinks that private banks have nothing to do with our debt issues and " debt is related to taxes not to banking" and the example me gave me was " education in canada cost 5 million dollars a daybut with the taxes you only have 1 millionthen you have to ask world bank for 4 million in creditso it means the taxes canadians pay are not enoughbecause unemployed etcisn't related to banksprivates banks have nothing to do with itthey are just enterprisesthey pay taxes too"
Who are the best at helping with debt problems concerning payday loans?
How do i solve my debt problems?
My net income is 280, and i owe as follows totaling $4417 Party A 1000B 100C 1200D 700E 350F 667G 400Please help...
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