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Debt Relief Order Tips
debt relief order information
Will my partner debt relief order affect me?
My partner is in alot of debt however it was going back before we met 3 years ago, but building up and now caught up with him.I live him and our 14 month old daughter however im financially ok, no outstanding debt, all in credit.Citizens advice has said best way would be a debt relief order rather than bankruptcy, however im a little worried,As i live with him and we share rent and bills will i have to do the debt relief aswel?All help appriciatedDanielle
Claiming benefits whilst on a debt relief order?
hi can anyone help me out here, im currently on a debt relief order DRO and im on job seekers and their telling me they will kick me of job seekers because im on a DRO and i cant get a job till the end of the year untill my DRO finishes because i will have to repay my debt and i cant afford that so how do i claim money from DWP whilst being on a DRO, is their a specific benefit that i have to be on or something? any help would be much appreciated.
Do I tell my creditor about my debt relief order?
I'm in the process of getting a debt relief order sorted. One of my creditors had written to me saying they are going to apply to make me bankrupt. Do I tell them I'm pretty much doing the same thing on my end?I have many creditors, but the one that contacted me was for a personal loan it was a gift, but the bastard is now calling it a loan... . This guy took me to court I did not receive any letters cause they were sent to the wrong address But anyway, the court have made a judgement against me already so I can't fight it. Which is why I'm getting the DRO. Do I tell his lawyer that?
What implications are there for potentially finding work during or following a debt relief order?
What implications are there for finding employment during or following a debt relief order? I certainly wouldn't mention it but can a potential employer find out? would they?
Thanks for all your comments regarding me being on benefits,in debt,on debt relief order & wanting the i-phone?
regarding what you all might think i am certainly NOT trying to beg someone to send me money to buy the phone it must have looked that way 'cause of all my posts.Yes,i'd love an i phone 4S but i cant have one unless i saved up out of my benefits but then it'd take over a year but my son said when my presant contract ends the year dec 2012 for my nokia 6700 that he took out for me in his name as i cant obtain credit & it'd be risky trying it as am on a Debt Relief Order till next june he'll then take me out an i phone contract if i still really want and crave for an i phone but he said he's not taking me out another contract now as i'll be unable to afford two contracts.By end of next year the i phone 5 will most likely be out so i'll have a choice between the i phone 4S and i phone 5 provided my son doesnt change his mind about taking me out a new contract in his name once my presant one is finished.Until then i'll just have to be satisfied with my Nokia 6700
Can I apply for a hardship loan of £500 from the job centre whilst on a debt relief order?
Debt relief order finishes in March but I need this money to survive is it possible & how? will i have to prove it to both...?
How will debt relief order effect my future?
How will debt relief order effect my future?I have been to the CAB and been advised to get a dept relief order, in about a year and a bit i will be moving in with my partner who has his own bussiness and a good credit rating, will it mean the house is black listed if i move in or will it cause any problems for him for the future? thanks.
I took out a DRO debt relief order and its now completed, can i ask the banks concerned to close my accounts n?
i had a debt relief order and now its completed, am i right in thinking that the banks etc that were affected by this who i had accounts with now have to wipe my debts with them and more importantly can i close the accounts?
Can i go on a joint mortgage with a debt relief order?
my partner is getting a mortgage with an adverse credit mortgage company. I am 18 months into a debt relief order, could i go onto the mortgage with him as this enables us to buy a larger house and it is affordable for us monthly. would i then have to pay back my debts as i'm buying a house even though the deposit has come from my partner?
In a debt relief order in the uk what counts as an asset for example lcd tv laptop hifi dvd player etc?
What are the maximum limits for expenditure on an income & expenditure for a Debt relief order?
I have 4 month left on my DRO, I live at my gran's at the minute, it's driving me crazy....I want to work but can't as when my income goes up I will have more than 50 a month spare therefore the DRO will be cancelled...At the moment I am on jobseekers allowance for income & I can't remember what exactly what I put down for expenditure, but I know I worked it so I had less than 50 a month spareSo at the moment my Income is 200 a month & expenditure is around 180 a month....Does anybody know the limits I can bump my expenditure up to IE rent, food, phone bill, transport...????then I can look at getting a job for this amount so I can get on the career path, please help Going crazy here
Debt relief order, have you done one and how do they work?
i am waiting to find out if mine has been accepted or not but i dont understand how they work, i mean how do they do the checks to see what your income is etc? my advisor has completed everything and has sent it to the insolvency service but i dont recall him doing any checks for my income, he has my national insurance number so i assume he could do a check at anytime but would he have done the check before he passed it over for approval or do the insolvency service do the checks at the end themselves.Thanks for any replies
Can I rent a room at my Dad's for £500 a month & include this in my expenditure in a Debt relief order?
I am currently in a debt relief order I am not aloud to go over 50 being available at the end of the month, I am getting really bored of not working, but if I work my income will go up too much...Can I just move to my Dad's & rent for 500 a month & earn 540 which ideally keeps the Income & expenditure sweet??How would I prove this expenditure?
Debt relief order and Official receivers, and inheritance money?
I have been in 13,000 pound of debt for the last year and been unable to pay anything back because what I did offer they would not accept. I've been told about a debt relief order but wasn't sure about this. My mum passed away at x mas and her house is yet to be sold, I have 3 other brothers & sisters so when her house is sold, the money is to be split 4 ways. My mum did write a will BUT it wasn't witnessed therefore it IS NOT a legal document, so the 4 way split is set to be in place. We will probably get 20 grand each once the house has been sold. I hate the thought of my mums life money paying off my debts AND in the will that she did write she wanted to give my dad 10 thousand pounds. If I was to give my dad 10 thousand when the money comes through, and pay off my student fees for the next 3 years, could I then do a debt relief order? will the official receiver want to know all about this 20 grand that was left to me? and will he look into my past accounts? and would it be legal if I was to spend it all first? I'm confused please help..thanks but that doesn't help, and I'm from the uk
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