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Debt Consolidation Tips
debt consolidation information
Anybody know about some good debt consolidation companies?
Is there a debt consolidation loan for people with social security disability income and bad credit?
Should I attempt debt consolidation or just file bankruptcy?
First things first, don't call me an idiot or say I'm stupid or anything degrading like that. I am coming to yahoo answers for help that I cannot seem to find a specific answer for. That being said here is my story.I was a college student with a credit card and part time job, I lost my job so I wound up living off a credit card for a while and maxed it out after a year. Along with that I had a couple other store credit cards that I had to stop paying because I just did not the have the money to pay rent and keep food on the table and those were my priorities at the time. I haven't been able to pay any thing I owe in almost three years seeing as I was still a student and not working. I have just recently gotten a great job though bringing home around 700 800 a week and I'd like to start either consolidating my debt into an affordable payment per month. I was recommended to file bankruptcy as well seeing as I have over 50,000 in credit debt NOT student loan debt alone. I know it messes up your credit really bad and I won't be able to get a loan for a car or any other credit cards and I'll have issues renting an apartment. I get that, I really do, and I have considered the pros and cons of bankruptcy but it seems as if it is the best option at this time unless I can get a plan where I can make AFFORDABLE monthly payments per month. So yahoo community, with the debt that I have and not paying it for so long, would it be wiser to file bankruptcy or try to find a debt consolidator? Thank you so very much UPDATEI got 50K in debt because I had done a foolish thing and cosigned an apartment for a friend who wound up losing the apartment cause she lost her job as well and couldn't pay. That was about 7grand she still owed, then I broke the least at my apartment to move into a cheaper place which I then owed 5k, then I wound up losing my apartment about a year ago because my student loans never made it through on time to pay my rent and they evicted me which was another 9grand in payments as well as the first apartment I was living at not filing correct paper work for the DWP and canceling my service when I moved out and the person who moved in never changed the bill over and I didn't find out until about a year ago that she racked up a bill over 2k dollars in the time she was living there so that brings us to 24,000 in that, then my credit card was 6400 and my other cards about 2grand which is 32,000. And then on top of ALL this, I had 5 identity thefts from my first apartment
Are there any legitimate debt consolidation programs?
How to get a debt consolidation loan with bad credit?
I just recently moved in with my brother and I have about 2300 dollars worth if credit card debt. However, I have been here for 6 months and just started a job this week which has put me WAY behind in my payments. I would like to get a consolidation loan for about $3000 but where should I go? My credit has been really hurt in this and I don't know what to do. After rent, groceries, and gas, I have nothing left. Please help
Massive debt consolidation?
I've reached the point I can't keep up with my cards the question isss if I consolidate dell and best buy are they going to try to repo the items purchased?
Is debt consolidation a good idea? ?
I'm unemployed and I'm really struggling with debt. Its been so difficult to get a job and its been really hard to keep up with the payments. I've even considered bankruptcy and even working in the adult entertainment industry I'm getting desperate someone help me I'm going to lose my mind. It sounds like a good idea but I heard that debt consolidation can hurt me in the long run, is this true?
Has anyone used a debt consolidation comany if so what are some good ones to use ?
Should i file for bankrupcy or do debt consolidation?
Im 24 years old and when i turned 18 i got a credit card and screwed myself. I was young and dumv and ran it up. I owe close to 2k most of which is late fees. Also with a few unpaid utility bills. Including cellphones tv and internet. I have since moved from the area so i dont get mail or calls but its been wieghin on my mind and want to get it taken care of if i were to guess i owe close to 5k and i hardly make enough money to get by. I want this taken care of and i want to better my credit. I just dont know what route. Please help. You can reply to this or email me at mjmjr88 gmail.com
I need a reliable debt consolidation program?
I am far behind in my payments to credit cards and they are garinshing my wages now that I am back to work.I have talked with a debt releif but they needed so much money that I did not make that in a month and it was only for 18 months.Could anyone give me some advice to where I can get some information to take care of these debts?
What is a good debt consolidation company?
Which is the best debt consolidation company?
Debt consolidation question?
my husband and I are considering debt consolidation, we have several credit card bills, and two vehicle payments. Is it possible to only consolidate the credit cards and not the vehicles? and would it effect our vehicles at all? He is really pushing for this.
Debt consolidation w credit card: yay/nay?
My bank is offering me a debt consolidation cc but I wonder except for a lower apr if it's really any kind of an advantage for me to get out of debt sooner. I'm not over my head in debt and am capable of paying more than the min each billing cycle... I simply want to get out of debt faster so we can buy our currently rented home. All suggestions welcome. Thanks
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