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Reduce Debt Tips
reduce debt information
Has anyone been helped by the people who say they are under government help to assist you to reduce debt.?
I wondered is there a catch and is it genuine.
Are credit consolidators the best way to reduce debt,and if so what's the best choices in companies to go with
i have my credit messed up by family members and i'm trying to pay all this off.trying to find out the best way.
I am in need of a reputable credit reduction company or reconsolidation company to reduce debt. Any reputable?
Does anyone know a reputable debt reduction company?
Asking a creditor to reduce debt amount?
Organizations to help reduce debts??
there was an episode on oprah once that had an organization on the show that helps people reduce their debts free of charge. can anyone tell me which organizations help you for free???
Easiest way to reduce debt with out messing up my credit?
What is the easiest way to reduce debt with out messing up my credit? I am just tired of getting more and more bills. I really want to start reducing and getting rid of bills. I only have one credit card I keep a low limit of 1k , which I have not used in 6 months and pay triple the monthly minimum. I have a few student loans which I try to pay more on as well. I am just tired of it and want to be financial free of debt. Any ideas
PLEASE I NEED OPTIONS What are some options to reduce debt or get out of debt besides bankruptcy?
I lost my job shortly before the holiday and I'm in 10,000 dollars worth of debt mostly credit cards I don't wanna file bankruptcy if it's going to cost me a lifetime of consequences please help I'm renting home and down the road plan on buying 1 I know if I file bankruptcy I'll never get a loan for a car or home or even checking account or savings what can I do to reduce the debt or get out of it im working odd jobs here and there hardly keeping gas or very little in my car hardly food in the fridge or pantry im only 27 and falling into depression .....please help
Does it make sense to purchase a home to reduce debt?
I have poor credit and debt. I am barely getting from payday to payday. Should I use my VA loan eligibility to purchase an affordable home, and consolidate my debt with a home equity loan?
Trying to reduce debt and make budget ...tips and websites ?
Calling credit companies to reduce debt?
I lost my job and have very little money to keep a roof over my head. I have this loan that because I couldn't make some payments the interest rate sky rocketed to 24 percent and the payments are way to high for me to keep up. So what I want to do is call them so I can settle or something. I have been making the high interest payment for the last 6 months without any late fees I know I'm getting screwed but now my checking account is pretty much completely exhausted. I want to settle this before any late payment fees occur. So I went to HSBC's website where I make my payments and it seems to me that they do not want people calling them about those issues. They don't give you a direct number to call and one thing weirded me out. They said if you call if I somehow managed to get the number " I will not preserve my rights by doing so" What the hell does that mean? What rights do I have if I don't call? What rights will I lose?I'm trying to go about this the right way but it seems like the bank wants you to go into bankruptcy.
How can I reduce debt?
I'm plunging in debt from a couple of months. I have $136,000 for Mortgage, $10000 for Personal Unsecured Loan, $ 11000 for Credit Card, $ 13000 for SUV. I am struggling to minimize these debts with $30K Yr income but I have no idea where to start from. Please advise me the options to payback ASAP.
What 0% cc should I double up on payments to reduce debt?
I just recently transferred two of my credit cards into two 0 % for 15 months each. They both have a $4,000.00 balance. Should I double up payments on both or do one at a time?
Put extra money to reduce debt or put into savings?
I am currently putting about $1000 a month towards eliminating a debt incurred as a result of a divorce 6 years ago. At this rate, I will have it paid off in full in about 1.5 years. My new wife and I have seen a significant increase in our income in the past few months and we are planning on moving to a new home we need more space . However, now we have a dilemma Should we put that extra money towards reducing our debt, or should we put into saving for the purchase of a new home?We have $2000 extra a month to 'play' with, either for Plan A putting it towards the debt for a total of $3000 per month , or Plan B we could maintain the $1K per month for the debt, and put $2K per month into savings so we can purchase a new home. We had been doing " Plan B" but now I'm wondering if we should put all the money towards the debt, had it completely paid off by July, and then we'd have an extra $1000 per month to put towards savings for a house. But on the other hand, I REALLY want to get out of our current home. It's much too small for us and our kids and dogs, I'd like to live closer to my ex wive to make being with the kids easier, and it's quickly coming up to the best time to put our home up for sale spring .Opinions?
Debt Consolidation/Reduction? Feedback from people that have used companies for help reducing debt????
HI, I am hoping that people who have used debt consolidation or reduction companies, can give me a little feedback on what the process involves, what type of debt you started out with, how fast was it paid off? What did it do to your credit? I feel like I am drowning right now and have to think about this as an option, but feel I need more information from people that have used something similar before. Also, if you had a good experience, can you pass along contact information for the company you used? Thanks in Advance
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