Should I File Bankruptcy Tips

should i file bankruptcy information

I have $85,000 in medical bills, i have paid 45,000 + some credit card debt, should i file bankruptcy?
last year my wife changed careers, we risked no insurance for 2 weeks, i had a heart attack in those 2 weeks, almost $120,000 i am doing ok, i have depleted our saving, sold my 57 nomad, and cashed in my life ins., to pay the bills. these " wolves still call everyday wanting me to increase my payment to over $400 i have 2 different bills wanting this much i cannot afford this, i haven't been able to pay my credit cards, they are huge now with all the late fees, i can barely put food on the table. i would like to keep my house. should i file bankruptcy and rid myself of all the stress? for my health's sake

Im in a 14,000 dollar debt should i file bankruptcy?
I've tried to pay on it but it has spiraled out of control, late fees , overlimit fees, has just made this impossible to pay back without disrupting my livelihood. Which chapter of bankruptcy should i file

Im 25 years old and 40,000 in debt........should i file bankruptcy?
Im 25 years old with one child and just graduated from college but I have acquired over 40,000 dollars worth of debt. Most of it came from hospital bills and student loans so Im asking should I file bankruptcy?

I paid everything off on my credit but i still have negative remarks should i file bankruptcy ?
charge offs and collections an a judgement

Short Sale on house home in Georgia should i file bankruptcy?
we dont have any credit cards... should My husband file for bankruptcy... after the short sale.. or do we just do the short sale..We would like to buy another house... but they said Bankruptcy will be 2 years and Short sale was 3 but now its 2 years.. it will be awesome lol if they went to 1 year..What should be do.. Clueless..Serious advisors only.. Please dont reply with those other strange messagesPLEASE DON'T ANSWER THIS QUESTION WITH THOSE BOGUS WEBSITE. PLEASE.. THANKS

Should i file bankruptcy at my age?
Im 22 years old and already have some strikes against my credit including in coming and climbing student loans when i asked about my credit to people older than me they said i really dnt have any but i HAVE NUMEROUS CREDIT CARDS in default an in collection and a couple of medical bills all together i probably owe a good 20,000 dollars but this is not going to wipe out any time soon because of my lack of income and im in school. So any suggestions.

Should I file bankruptcy?
We are trying to do a modification on our home right now in order to keep it but we also have about 8000.00 in other debt, should we file or not i don't want to lose our home?

Credit Card Debt?? Should I file Bankruptcy?
I am currently 30 years old and a stay at home mom with 1 kid and 1 on the way. I do not own anything in my name. I plan on going back to work next year by March 2010. I had a credit score of 700 about 3 years ago. I lost my job about a year ago and racked up about $14K in credit card and medical bills. My credit score is probably not that great anymore. My boyfriend does not make enough money to pay the credit cards any longer. We were going to start next month and NOT pay them at all. We were paying the minimums before but need the money to eat and feed the kids now. We are thinking about filing bankruptcy but not sure if it's the way to go. Here are my questions 1 Do you think BK is the way to go?2 Will the stores come and take my belongings if I file for BK such as the television ?3 Is it better to file for BK after filing for tax return? So they don't take the refund 4 Will it be a problem trying to find a job in the accounting finance field if I file for BK? As some companies may do credit checks. 5 Do you think I should talk to the credit card companies before I go filing for BK? I doubt they would really help me though.

Should I file bankruptcy or sell my house on a short sale?
I was unemployed for a year and got a little bit behind on my house payments. I finally found a job that paid half of what I used to make, but was unable to make the entire payment so I applied for a modification from BofA and from WF HELOC and was given a temporary modification. However, every month, BofA reports it to the credit bureau as " paying late" , even though I am paying on time. Now, WF has raised my monthly payment, which I cannot afford, or they want me to pay the entire $25,000 loan in full. They have reported it to the credit bureau as " charged off as bad debt" . What are my options? Other than these two debts, mortgage and heloc, I have no other debt. Can they come after me and garnish my wages? Should I file bankruptcy? Should I sell the house on a short sale?

I have a foreclosure and 20k in debt should I file bankruptcy?
If not what should I do? I just feel like, Why pay my credit card debts if my credit is already jacked up? I want to do whatever is best for my future?

Should I file bankruptcy before i get married?
I have been forclosed and the defecit to the lender is to high I have no job after a divorce everything went to ground. I am planning to remarry , however I do not want my current bad credit to affect my fiance. would my old financial issues affect her immidiately after marriage? how to prevent that?would that be better to file bankrupcy before we get married. what are the provision of the law ?

Should I file Bankruptcy?
In 2001 I started a job. On the day my insurance kicked in I had to have emergency gall bladder surgery. I gave the hospital all the information I had, when I got the bill upward of ten thousand dollars I contacted them yet again and gave them the information. This went on for years. I have disputed these charges over and over and yet I can't get any relief. That is the largest debt I have. I also have a judgment against me for $3000 the woman who has this judgment against me is not really open to working with me to say the least. Should I send her payments regardless and try to dispute this hospital bill still or should I file a Chapter 7? Any advice is appreciated.

Should i file bankruptcy before or after i attempt to get a business to start a business?
Ok i want to start a restaurant with my husband he has 16 years experience and i have about 8 our credit sucks its over 500 below 600 i think. my question is should i file before or after we try to start a business... i was thinking before so we would have a clean slate but i dont know so please help me and thank you so vvery much..

Should I file bankruptcy??? Is it smart to file bankruptcy?
I am unsure if this would be a smart move for myself. I am a single mom and most of my accrued debt is medical bills. I owe about 29,000 in medical and about 3,000 in miscellaneous things such as credit cards and etc. My family is encouraging me to do this but I don't know much about bankruptcy... HELP