Unsecured Credit Card Debt Tips

unsecured credit card debt information

In new york state if I was to die and carried unsecured credit card debt would my wife be responsible to pay?
my father has about 40,000 in unsecured credit card debt, the cards are in his name only with no co signer. he has terminal stomach cancer and is now going to hospice care, he is very worried about this debt. in new york state when he passes away is my mother going to be responsible to pay these cards off? she is on a fixed income with not much assets or resources?? any help would be greatly appreciated

I have 20-25K worth of unsecured credit card debt now what?
I have 20 25K worth of unsecured credit card debt. I have not made a payment in roughly two years but have recently been summoned to court for one of them. I currently make about 40K per year but with pay child support of 700$ a month, rent 580$, car insurance $150, Student loans $100, this does not even take into account groceries or gasoline costs.I ve considered credit counseling but I m not sure of a reputable agency or as a last resort bankruptcy.Any advice on this matter would be greatly appreciated Jeremy in Lafayette, Louisiana

Court summoning regarding unsecured credit card debt...?
Basically, I had a policeman bring a court ordered summoning to me about debt regarding credit card companies. I owe a little over $2,000, I'm curious whether or not if I'll have to pay the debt, or show up and court and settle it some way...and will I be charged court costs?

Can anyone tell me if you can role your unsecured credit card debt into a first time home loan?
First time home buyer here. Wife and I have good credit and make good money, but our debt to income ratio is rather high. I was wondering if you can finance a home with an agreed price of 175,000 for 200,000 to pay off the unsecured debt? It would actually save us about 450.00 a month if we were ablt to do that . It would kind of be like a second mortage,...but not. Any input would be greatly appreciated.C

Is a debtor still responsible for an unsecured credit card debt if the creditor charges off the debt in CA?

If you dont pay unsecured credit card debt can they take your assets?
If you do not pay on your unsecured credit cards can they take away any of your assets?

Question about unsecured credit card debt?
In terms of a percentage of the total owed or cents on the dollar, what is the very lowest repayment amount one could realistically negotiate with a credit card company? Thank you for your thoughtful replies.Sorry, xdous 2008, that makes no sense to me. But thanks for your answer.

Do you think unsecured credit card debt is bad for the economy?
I know a lot of people are filing bankruptcy on credit card debt. I did this myself and got 35,000 dollars worth of credit card debt discharged. That means my credit card companies lost a lot of money on me. I know my credit is ruined but oh well. Unsecured debt should be more difficult to get. It is still easy to file bankruptcy if one meets the means test. Your opinion, please.

I have $40000.00 in unsecured credit card debt ? What can I do?
I have canceled all of the credit cards. The ones that are , one for $20,000.00 and one for $11,000.00. The others are under $5000.00. The calls are now coming to my house. I am getting more depressed and have anxiety over this and cannot handle it anymore. Please help with suggestions.

How do I consolidate my unsecured credit card debt?
I have about $23,000 in credit medical credit card bills. I tried personal loans with 2 different banks, but I didnt qualify because it was it was considered " too much unsecured debt" .

Are both married spouses responsible for unsecured credit card debt if only 1 is on the account?

Unsecured credit card debt was charged off 2003.TX. SOL 4 yrs to sue.Can creditor issue 1099C to IRS 2009?
Can they legally do this in 2009, and will I be responsible to IRS for taxes on the charge off amount only.

In Oklahoma if you file Chapter 7 bancruptcy do you get to write off all of your unsecured & credit card debt?
In Oklahoma if you file Chapter 7 bancruptcy do you get to write off all of your unsecured & credit card debt? How does it work I lost my job and cannot make those payments the only thing i can pay is my house payment any help would be appreciated i know every state is different thanksLets say I have 15k in equity in my house what does the judge do with that do they put a lien on it how does all of that work

Why is a car repossession so much worse than regular unsecured credit cards debt and charge-off?
when the car is actually a secured loan. what is the logic behind it that's so much worse than regular debt unpaid?if someone's credit is already shot, say 600, how much damage can repo do?